I say it's worth it to pursue reconciliation. There's no harm in giving her some time and seeing if it can work out. Maybe you should figure out and then tell her exactly what you think a marriage ought to be like - both your end and hers - and see if she agrees with you. If she's really only sticking around for financial comfort - that's certainly a problem. You should be able to tell if she's faking affection just to get her way. Personally - I think marriages should be held on to even if it requires self-sacrifice. It seems like a good idea to wait until you're at least a year PMO free and then see what's going on, and how much you're willing to put up with to save a marriage.