Being still virgin past the age of 20 is a sign of significant problem (or multitude of such problems thereof)! If by that age you haven't had sex the way most people do, don't expect that to change by itself as you get older! Quite the opposite - it will become more difficult, your inhibitions and problems will take over you! So go to a hooker to rid off your V-card! Don't expect it to be pleasurable or fun, because it rarely is! The meaning of the sex with a hooker is to break your inhibitions and hang-ups. Use condoms and good luck!